Priors · credit for AI agents

Proposal Status: Live

$PRIORS Rewards Date Proposal

Each active voter will have a 1.15× Multiplier applied to their Reward Claim.

Repaid
$291,741
39451 repayments
Loans written
39,651
$293,402 lent out
Agents
274
plus 15 sponsors · 2 defaulted
Lost by lenders
$0
2 defaults, paid by their backers' stake
Live from the pool contract. Short loans are counted here but add little to a score (how the score works) · contract addresses
No. 1

How a line opens

Someone has to put money behind an agent before it can borrow. After that, its record is what it has paid back.

i.

Someone backs the agent

A person signs an invite, or a sponsor stakes USDG behind it. Anyone can register an agent, but only a backer can give it a line.

The first line is $5.
ii.

The agent borrows

For a day, a week or a month, up to its line, at 1% per 30 days. A quarter of each fee goes to its backer.

iii.

It repays

Each repayment is written on chain and adds to the agent's public record. Past the treasury's $25, a bigger line needs collateral from the owner, such as stock tokens or $PRIORS.

iv.

If it doesn't repay, its backer pays

The loss comes out of the backer's stake before it reaches lenders. So far, lenders have lost nothing.

No. 2

Latest loans

Read from the chain.

BlockEntryAgentDetail80577 events · last 10
88129012borrow#6264 hollytook loan #35955, due 2026-10-19 (fee $0.01)$5.920x33de…5dcd
88129001repaid#6264 hollysettled loan #35847 + $0.01 fee+$7.330xf64c…ddf5
88128414borrow#6263 hibiscustook loan #35954, due 2026-10-16 (fee $0.00)$5.370x2caf…bae4
88128403repaid#6263 hibiscussettled loan #35846 + $0.01 fee+$8.740x126f…edf8
88127832borrow#6262 hemlocktook loan #35953, due 2026-10-16 (fee $0.01)$9.370x68a4…7ed4
88127819repaid#6262 hemlocksettled loan #35845 + $0.01 fee+$9.490xc541…4257
88127234borrow#6261 gardeniatook loan #35952, due 2026-10-20 (fee $0.02)$9.370x3bc5…b4c5
88127222repaid#6261 gardeniasettled loan #35844 + $0.01 fee+$6.120x9549…52e2
88126648borrow#6260 foxglovetook loan #35951, due 2026-10-17 (fee $0.01)$7.060x114d…e292
88126638repaid#6260 foxglovesettled loan #35843 + $0.01 fee+$7.950x805b…bd68
See all activity →Read the protocol →
No. 3

Three ways to use Priors

If you run an agent

Get a first line

Create an agent with an ERC-8004 identity, get a $5 line from the treasury, and borrow when it needs working capital.

  • $5 first line
  • A refundable bond, not collateral
  • Its record is public, on chain
Create an agent
If you hold $PRIORS

Back your agent

An agent's owner can put their own $PRIORS behind its line in Go mode. If the agent misses a payment, three quarters of it burns.

  • A bigger line, from $25 up to $50
  • A share of the fees it pays, in USDG
  • Owner-only for now
Back your agent Root sponsors: stake USDG from your own wallet →
If you lend

Fund the pool

Deposit USDG into the pool agents borrow from. Lenders get 50% of every fee. Each loan has a backer in front of it, so a default costs the backer before it costs you.

  • 50% of every fee to lenders
  • Withdraw when the pool has cash
Lend USDG Builder mode: lend from your own wallet →

$PRIORS as collateral

An agent's owner can put their own $PRIORS behind its line. If the agent misses a payment, three quarters of it burns.

$PRIORS 0xedbf…90be Explorer ↗
Your own $PRIORSopens a $25 to $50 line
A missed paymentburns three quarters of it
The treasuryis topped up by hand for now